Corporate Bonds - Aussie Aqua Purified & Alkaline Drinking Water

Aussie Aqua is issuing corporate bonds for investors looking for a sound investment that returns a high rate of interest compared to other investment types. Aussie Aqua bonds are backed Australian Property and Shares as well as property in the Philippines.

What’s in it for you?

A solid return on investment – a guaranteed 12.5% Per Annum paid monthly into your nominated BDO, Security Bank or Australian bank account.
Each corporate bond is valued at P10,000 or $300 AUD – you may purchase any number of bonds until all bonds are issued**
Cash-out at any time – you can on-sell or pass on your bonds to anyone at any price you choose or Aussie Aqua guarantees to buy back at the ‘issue’ price. In this way, you never lose your initial outlay***
You own your bonds issued by an iconic business that has now been in operation for more than 5 years in Angeles City and Clark Freeport areas.
Be part of our growth and benefit financially as Aussie Aqua expands throughout the Philippines.

* In the Philippines all monthly interest payments are made to either BDO or Security Bank Accounts only (otherwise bank fees will eat into your returns)

* In Australia payments can be made into almost any bank, building society, credit union or similar facility.

** A maximum of 1,000 bonds will be issued with this current release.

*** If you redeem your bonds before 12 months any interest paid is deducted.

What’s in it for Aussie Aqua?

Provision of Operating Capital to grow and expand the business.
Purchase of a second operating facility to allow 24-hour operation.
Enable the ability to produce Aussie Aqua’s own plastic PET containers.
Provides the ability to ‘franchise’ the Aussie Aqua name in future.
Purchase products and import directly i.e. from China, US and abroad.
Cut out the ‘middle man’ and thereby reduce costs.

Why is Aussie Aqua issuing Corporate Bonds?

Many people have asked me if I’m interested in selling or taking on a business partner or partners. Like many expats who relocate to the Philippines they are looking for a viable business and perhaps something less risky than a bar or club. In short, I have resisted selling any share or part of Aussie Aqua as it’s been more than 5 years of hard work to get to where it is today. Yes, selling some of the business would provide capital for expansion but there are other options – Corporate Bonds being one.

A Corporate Bond is an ideal way for people to get involved with a company without the risk – for example; your Bond always maintains its value as opposed to shares.

An Aussie Aqua bond is a great way to invest without the hassles of owning a business especially here in the Philippines where the ‘playing’ rules are very different from back home. Simply sit back and enjoy a healthy and regular return on your investment. Your money will go toward providing an essential service to the community – clean, safe Purified and Alkaline drinking water.

Our main reason for issuing Bonds is the opportunity the additional capital will provide in terms of growth and expansion. Aussie Aqua has already invested several million pesos into our operations and we are now starting to see the benefits of this investment.

Today there are further opportunities to grow and expand however these require working capital and hence the opportunity for members of the public both in Australia and the Philippines to purchase Corporate Bonds.

Why would you purchase an Aussie Aqua Corporate Bond?

The main reason for owning an Aussie Aqua corporate bond is to gain a high level of return on your capital investment. Aussie Aqua is offering a guaranteed 12.5% annual return that is paid monthly.

Your first payment will be deposited within a month of purchasing your bonds and monthly thereafter.

Unlike other bonds an Aussie Aqua bond can be redeemed at any time. Let’s say you invest in several bonds and after 3 months an emergency happens, and subsequently you need access to some or all of your cash. No problem, Aussie Aqua will buy back the number of bonds you need to offload and pay you within 7 business days. If you have redeemed prior to holding the bond 12 months, then any interest paid will be deducted from your return. However, where bonds are held longer than 12 months there are no penalties for redeeming your bonds.

All we require is 7 business days to process your return.

Key Features:

Guaranteed 12.5% per annum return
Interest is deposited monthly
First payment within 1 month of investing
Your capital is working immediately, no waiting 12 months for your return
Cash-In your bond at any time (penalties will apply if held less than 12 months)
Bond rolls on indefinitely at 12.5% until redeemed or paid out by
Aussie Aqua (we retain the right to buy back your bond after 2024 – see below)

Apply for your Corporate Bond

How does it work? The nitty gritty!

Corporate Bond Details

Aussie Aqua is issuing Peso 10 Million ($300,000 AUD) in Corporate Bonds to raise capital for business expansion. An Aussie Aqua Corporate Bond is a privately issued bond that is NOT registered or guaranteed by any Government body either here in the Philippines or overseas.

Each bond has an issue value of 10,000 pesos or $300 Australian dollars. You have the choice of either as both currencies pay the same 12.5% on your investment.

Minimum bond purchase is 1 bond valued at 10,000 Philippine pesos or $300 AUD.

Maximum bond purchase is unrestricted until all bonds are issued – 1,000 on issue as of July 2019.

Bond certificates will be issued on request and include the number and value of the bond purchased. Certificates are not essential because all bonds issued will be recorded and tracked on our internal systems and will include the date of issue, value, name of the owner and annual interest rate. If bonds are passed on or sold, then this information is to be reported via e-mail to Aussie Aqua. All changes of ownership details will be confirmed via an e-mail from Aussie Aqua.

Keep in mind – the value of your bond can never go below the ‘par or issue’ price as Aussie Aqua guarantees to purchase your bond/s at the issue price of P10,000 or $300 per bond. You can cash in your bonds at any time – processing time is up to 7 business days regardless of the number of bonds redeemed. The funds will be deposited into your nominated Philippine or Australian bank account.

Aussie Aqua reserves the right to pay out your bonds after 2024 if economic conditions warrant.

What does this mean in practical terms? It means that your 12.5% is guaranteed until the 1st of Jan 2025. If all issued bonds are fully subscribed and general interest rates remain low, the value of your bonds could increase. Worst case scenario is Aussie Aqua will buy your bonds back at the issue price – the best case is you can sell them for a higher price to the highest bidder looking for solid and safe returns.

Aussie Aqua reserves the right to issue more bonds at higher or lower interest rates in future.

Depending on financial circumstances Aussie Aqua may issue more bonds in future. How might this affect your current bonds? Firstly, you cannot go backwards, your bonds will continue to earn at the issued rate of interest and can be redeemed at the issue price. If bonds are issued at a lower percentage than the current 12.5% this should result in your bonds being worth more. If the interest rate is higher then your current bonds will simply maintain their value. If you wanted you could cash in your current bonds and purchase new ones if they offered a higher return. Basically a win, win situation.

It is planned to build a bond ‘buy and sell’ function into the Aussie Aqua website where potential buyers of Aussie Aqua bonds can bid on bonds. Current holders can choose to sell their bonds to individual buyers. This may have the effect of increasing the capital value of your bonds.

Guaranteed 12.5% Per Annum Returns

These days if you put your hard-earned cash in the bank you are actually going backwards – let me explain.

Philippine pesos are used in this example but you can easily get the picture if you replace pesos with Australian dollars.

Let’s say you have P100,000 to invest and you sit it in your normal bank account, at best you may get a 0.5 to 1% return on your money. What if you are willing to tie up your money for 3, 6 or 12 months in a longer-term investment? You may be offered a higher rate at say 1.5 – 2.5% per year – wow talk about ‘get rich slow’.

In most countries, the inflation rate is running between 3% and 10%. With the typical bank rates on offer you are not even keeping up with inflation – in other words, you are going backward. If you have high-interest loans such as credit card debt, then you are going backwards very quickly.

If we then consider the tax position of an individual, many will be paying tax on the interest earned and therefore not receiving the full benefit of the little interest earned.

Investing your money with a bank is safe and conservative but unlikely to help you financially. If you are retired you need to get what money you have working, and, working at a level above inflation.

With an Aussie Aqua bond, you are going to get the full 12.5% interest. This income is paid here in the Philippines if investing with Pesos or Australia with AUD.

For some investors your returns may be tax exempt depending on your residential and individual situation.**

* * You will should seek your own individual advice on tax matters both in Australia and the Philippines.

Example Investment Returns – Peso

No of Bonds	Investment	Annual Return	Monthly Payment	Guaranteed Value of Bonds
1	10,000	1,250	104.16	10,000
2	20,000	2,500	208.33	20,000
5	50,000	6,250	520.83	50,000
10	100,000	12,500	1,041.66	100,000
50	500,000	62,500	5,208.33	500,000
100	1,000,000	125,000	10,416.66	1,000,000
200	2,000,000	250,000	20,833.33	2,000,000
500	5,000,000	625,000	52,083.33	5,000,000

Note: All figures are Philippine Pesos.

Example Investment Returns – AUD

No of Bonds	Investment	Annual Return	Monthly Payment	Guaranteed Value of Bonds
1	$300	$37.50	$3.12	$300
2	$600	$75.00	$6.25	$600
5	$1,500	$187.50	$15.62	$1,500
10	$3,000	$375.00	$31.25	$3,000
50	$15,000	$1,875.00	$156.25	$15,000
100	$30,000	$3,750.00	$312.50	$30,000
200	$60,000	$7,500.00	$625.00	$60,000
500	$150,000	$18,750.00	$1,562.50	$150,000

Note: All figures are in Australian Dollars.

Apply for your Corporate Bonds

Monthly Payments – Begin within a Month of Purchase

The unique feature of an Aussie Aqua Corporate Bond is the short waiting period in order to receive your first return. You don’t have to wait the full 12 months before earning an income.

In short – your Corporate Bond purchase starts working the moment you invest.

Future Value – Capital Return

Aussie Aqua does not guarantee an increase in the future ‘Capital’ value of the issued bonds and no forward projections have been offered. Therefore, you should not count on any Capital increase in the value of our Corporate Bonds. We do, however, guarantee to purchase back at the issue price. This means your investment will always be worth what you paid for it – similar to putting money in the bank.

If you are investing for the purpose of gaining a Capital Return, then you should understand that NO guarantees are being made. The only guarantee is that your ‘initial’ investment will be returned, at any time, if requested.

Risks

As with any investment, there are risks as no-one can 100% predict the future. Aussie Aqua is located in Angeles City, Central Luzon, Philippines. What if a war broke out or a natural disaster was to strike the areas where most of our water is delivered and sourced (underground)? This will have an impact on returns and hence the ability to service interest payments. The likelihood of these type of events are extremely low and although it could happen it is unlikely.

Environmental disasters could also happen and have occurred in the past (Mount Pinatubo eruption of 1991). These type of disasters are also impossible to predict and if the possibility of these events stop you from sleeping at night or, investing in the region, then we would suggest you take a very conservative approach to the number of bonds you purchase. If P10,000 will break the bank then best not to invest.

Rapid growth comes with increased challenges including the need for capital in order to expand. As economic conditions change it is important for Aussie Aqua to either move with the times or take advantage of the opportunities that become available.

Our overall aim is to expand and grow our profits. These profits can then be returned to our investors in the form of generous monthly interest payments.

Guarantee

So how are we able to guarantee your capital?

In 2018, Aussie Aqua was valued at around P6.5 million pesos (approx $200,000 US). Aussie Aqua holds reserve cash of P5 million pesos (held in the Philippines and Australia) and property in both Australia and the Philippines that is valued at approximately P60 million pesos.

Disclosure

You should not put money into any investment unless you fully understand the nature of the investment and the extent of your exposure to risk. Although Aussie Aqua guarantees to purchase your bonds at the issue price you should be aware that some risk is inherent in any investment. You should be satisfied that this offering is suitable to you given your financial position and investment objectives and where appropriate you should seek independent advice in advance of making an investment decision.

Apply for your Corporate Bonds